Claims Process

June is a pivotal month for farmers across Indiana and Ohio. As planting wraps up and fields begin to take shape for the season, it’s also the time when important crop insurance tasks and weather risks start to ramp up. At Bath Insurance Group, we work closely with growers to make sure their coverage stays aligned with changing field conditions, deadlines, and summer storm threats.

Why June Matters for Crop Insurance

By June, most farmers have already selected their Multi-Peril Crop Insurance (MPCI) policies—whether that's yield protection, revenue protection, or area-based coverage. But the beginning of the crop year is far from the end of your risk management responsibilities. June is when monitoring conditions, documenting issues, and staying ahead of mid-season tasks can make a major difference if a loss occurs.

Watch for Early-Season Weather Risks

June often brings some of the region’s most unpredictable weather. Heavy rainfall, flooding, hailstorms, wind damage, and even green snap events can threaten young crops. If you experience any of these issues, it's important to:

• Notify your agent right away—before replanting or destroying acreage
• Take photos or videos of damage when possible
• Keep seed receipts and documentation for any replanting costs

Coverage such as crop hail insurance, wind insurance, and flood protection can offer valuable supplemental protection if you want additional peace of mind heading into storm season.

Replanting Decisions

Many replanting questions come up in June. If stand counts drop due to weather, pests, or disease, your crop insurance may provide a payment or allow you to replant—but the rules depend on your specific policy and crop type. Always contact us before replanting so we can document the loss and guide you through the correct steps.

Acreage Reporting Deadlines

June and early July are also critical for acreage reporting. Submitting accurate planted-acre details on time ensures your crop insurance remains valid for the year. Missing the deadline can impact coverage or claims eligibility, so now is the time to review:

• Actual planted acres by crop and county
• Prevented planting acres, if applicable
• Any changes from your original planting intentions

Planning Ahead for Summer

As June transitions into July, it’s a great time to review your coverage and make sure you feel confident heading into the heart of the growing season. We can also help you evaluate additional protection options, such as:

• Crop hail and wind coverage for storm-prone months
• Pasture, Rangeland, and Forage (PRF) Insurance for ranchers
• Livestock Risk Protection (LRP) for cattle or hog price volatility

Our team at Bath Insurance Group is here to help you navigate the June crop insurance calendar with confidence. Whether you need to report damage, update acreage, or ask questions about your policy, we’re just a phone call away at (800) 209-7238 or you can visit us anytime at bathinsurancegroup.com.

Wishing you a safe and productive growing season!