Multi-Peril Crop Insurance, Yield and Revenue Protection
What MPCI Covers
Multi-Peril Crop Insurance protects crops from multiple risks, including drought, flood, frost, and price movement. Bath Insurance Group helps farmers enroll, choose the right coverage levels, and keep paperwork on track.
Yield Protection Explained
Yield Protection insures production. Your guarantee is based on actual production history and the coverage percentage you choose. If final yield falls below the guarantee because of a covered cause, you receive an indemnity that helps replace lost bushels or revenue tied to that loss.
Revenue Protection Explained
Revenue Protection insures value. It compares your guaranteed revenue to actual revenue at harvest. If prices drop during the season or yield comes up short, the policy pays the difference. Many corn and soybean growers choose this balanced approach because it protects both production and price risk in one plan.
Coverage Levels And Choices
Choose a coverage percentage and unit structure that match your acres and risk tolerance. We will walk through enterprise and optional unit considerations, trend and yield options, and how choices affect cost and claims.
How Claims And Indemnities Work
Report potential loss right away. An adjuster will review fields, records, and measurements. If yield or revenue falls below the guarantee, payment follows approval. We stay with you through notices, inspections, and final settlement.
Why Enroll In MPCI
Many lenders expect active crop insurance because it stabilizes cash flow through volatile seasons. With Bath Insurance Group, you get practical insight, fast responses, and a plan that fits your fields—plus proactive reminders and claims support when you need it.
Common Questions About MPCI
What crops are eligible
Corn, soybeans, and wheat are standard in our counties. Ask about other crops if needed.
When do I sign up
Spring sales closing is typically mid-March. Winter wheat closes in early fall. Check the deadline calendar.
How is the price set
Revenue plans use market averages from specific periods to set guarantees.
Do I have to insure all acres
Policies apply by crop and county and must follow program rules. We help you structure correctly.
What is not covered
Losses outside covered causes or due to poor practices are not included.
Next Steps
Share acres, yield history, and timing. We will build a multi-peril plan that fits your fields and goals, then help you keep it current each year.
